IRS Tax Settlement Options

in Tyler, TX

If you owe the IRS and can’t pay the full amount, there are real, legal solutions available. At Martinez CPA, we help East Texas taxpayers explore IRS tax settlement options in Tyler, TX, including payment plans, Offers in Compromise, and penalty relief programs. Our CPA-led team reviews your finances, explains your best options, and negotiates directly with the IRS or the Texas Comptroller—so you can resolve your debt and move forward confidently. We assist individuals and business owners throughout Tyler, Whitehouse, Bullard, Lindale, and across Smith County, providing professional, confidential tax relief with integrity and care.

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A Clear Path Out of IRS Debt

Every tax situation is different, but the goal is always the same: to find the most affordable and compliant way to bring you up to date. We evaluate your income, household expenses, assets, and prior filings to determine which IRS program offers the best outcome for your circumstances. Our approach combines deep technical expertise with personal attention—so you always understand what’s happening and what comes next.

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Your Main Settlement & Relief Options

We’ll explain each option, confirm eligibility, and manage the filings and negotiations on your behalf.

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Installment Agreements (IA):

Affordable monthly plans—including streamlined IAs and partial-payment IAs when full pay isn’t possible.

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Offer in Compromise (OIC):

Settle for less than the full amount if you truly can’t pay—requires detailed financial analysis and documentation.

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Penalty Relief:

First-time or reasonable-cause penalty abatement to reduce what you owe.

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Currently Not Collectible (CNC):

Temporary pause on collections when paying would cause hardship.

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State Programs:

For Texas businesses or residents with overlapping state issues, we coordinate directly with the Texas Comptroller for parallel relief.

How We Evaluate Eligibility and Build a Strong Case


We start with a confidential review of IRS notices and transcripts, then map your allowable expenses and asset equity under IRS standards. From there, we model outcomes—what an IA would cost monthly versus your Offer in Compromise likelihood—so you see the trade-offs before applying.


Our team packages your financials clearly, anticipates common examiner questions, and keeps the process moving—whether your debt stems from self-employment income, payroll issues, or multiple unfiled years.

From Paperwork to Negotiation—We Handle It


We prepare and submit the full application (OIC or IA), correspond with the IRS, respond to information requests, and negotiate reasonable terms. If an assessment remains, we pursue penalty abatement and, when appropriate, appeals. For New York cases, we coordinate filings and timelines to prevent conflicting arrangements.

After Approval: Stay Current and Avoid Future Surprises

Resolution is step one. We help you stay compliant—calibrating withholding or estimated taxes, setting reminders for deadlines, and reviewing cash flow so next April isn’t a repeat. If you own a business, we’ll align bookkeeping, payroll tax deposits, and sales tax processes to prevent new liabilities. When questions come up mid-year, we’re easy to reach and quick to explain next steps.